SPEARMAN INSURANCE AGENCY
Coverage Types
Home
There’s no place like home! Whether it’s for your house, condo, townhome, or your belongings as a renter, Goosehead will find the right policy for you at a great price.
Auto
You are on the move and we are here to make sure you have the right liability coverage to protect you and your family. Goosehead works with many carriers in order to get you the best rate without sacrificing valuable coverage.
Life
Life can be unpredictable. Your Goosehead agent can walk you through the best options to insure your loved ones in the event of the unexpected.
Renters
Sure, you may not own the building. But you own what’s in it. If a fire or disaster would cause a major setback, take a close look at renters insurance.
Investment Property
A rental property isn’t the same as a primary residence. Without proper protection, a landlord might be personally liable for damages from accidents or other events.
Flood
Floods don’t happen just on the coast. The average homeowner is 27 times more likely to experience a flood than a fire during a 30 year mortgage. Goosehead agents work hard to protect you against the unexpected
Small Business
Operating your business can be challenging. Commercial insurance protects business owners from unexpected losses due to theft, liability, property damage, business interruption, and worker injury. Such losses can ruin a small business without commercial insurance.
Our Team
Al Spearman
Agency Owner
Tosha Spearman
Executive Agent
About Us
The Spearman Agency was established in August 2021. After almost 20 years as a captive insurance agent, Al decided to start his own agency to better serve his clients. What better way to begin a business than along with his wife, of over 25 years, Tosha. After many years with a computer technology company and being a part-time personal fitness instructor, Tosha joined Al in the insurance industry. “We are committed to assisting and educating our clients to get the needed coverage for the best price.” Goosehead is the largest insurance brokerage in the U.S. You will have access to over 20 different insurance carriers with Goosehead Insurance- Spearman Agency. We offer insurance for home, auto, life, renters, landlord and more. With so many options and products, Al & Tosha are determined to be your last insurance agents!
What Our Clients Say
Michael from Ecorse
“Professional service”
Que from Detroit
“Al was very helpful, quick and work really hard to get what I needed”
Loretta from Detroit
Satisfaction: 10/10
Likelihood to Refer: 10/10
“good customer service,price quote and my agent Mr. Spearman”
Shirley from Detroit
“Mr. Spearman was thorough, speedy, courteous and handled my insurance needs in a very timely manner in that I needed quotes and insurance within a limited time frame. I called him on a Monday and everything was completed and switched over by Tuesday evening. He made me feel completely
relaxed and confident that he knew what he was doing and he proved me right!! Am sooooo glad my sister-in-law recommended him to me and he WILL continue to handle my insurance needs as long as they will have me.”
Dorothy from Pontiac
Satisfaction: 10/10
Likelihood to Refer: 10/10
“Because my experiences in dealing with the Goosehead associates has always been pleasing.”
Alicia from Detroit
“I very rarely leave reviews, however this is one business that is most deserving of one. Al was genuinely helpful, knowledgeable and accommodating. He went out of his way to find the right car insurance that would fit my budget, which he found the same day. I highly recommend Al from Goosehead Insurance Company. He won’t disappoint!!
Robert from Willis, MI
“Mr. Spearman has been very courteous and helpful assisting me in my search for a reliable homeowner insurance policy.”
Carol from Detroit
“Mr. Spearman has been very courteous and helpful assisting me in my search for a reliable homeowner insurance policy.”
John from Highland Park
Satisfaction: 10/10
Likelihood to Refer: 10/10
“My Agent AL.”
Rex and Pearl from Oak Park
“Quick response. Constant advice and feedback”
LaToya from Southgate
Great Customer Service. Attention to detail and willingness to go the extra mile for their customers”
Darryl from Commerce Township
Reasons why I am satisfied and will refer: “Follow up and expeditious process.”
Keith from Detroit
Reason why I would refer: “Rapid Response. Availability.”
Lytesha from Redford Township
“Sana was on vacation but her peer Al who covered her office was FANTASTIC!”
Michael from Shelby Township
“answered all my questions, good person to talk to”
Keith from Detroit
“Very knowledgeable”
Willie from Detroit
“Al answered all questions.we have work with him before.”
Dion D from Detroit
“Very helpful and Informative”
Tina from Southfield
“Good quality service.”
Tandranea from Westland
“Tashi was very helpful and friendly. She was knowledgeable and helped me with exactly what I needed. I wish all customer support was this easy.”
John from Detroit
“My representative, Al was extremely professional, responsive, informative and seemed genuinely interested in providing me with the best options. Al is the only reason I continue to work with Goosehead.”
Dwight from Detroit
“Al was very knowledgeable, professional, yet friendly, and answered all of our questions.”
Dion from Detroit
Satisfaction: 10/10
Likelihood to Refer: 10/10
“Because she was helpful and answered all my questions and more.”
Melinda from Detroit
“Professionalism, pleasant personality”
Shamika from Lewisville
Satisfaction: 10/10
Likelihood to Refer: 10/10
“Great service”
Brian from Southfield
“Fast affordable service”
John from Detroit
“I was referred to Goosehead because I needed to have coverage for a vacant dwelling. I have power of attorney for my dad’s affairs, because of his illness, so I take care of everything for him now since he no longer lives in his house. Due to a recent storm, a long tree branch fell on the roof of the house, so I called to find out what would be covered. Susan said she would check and call me right back, which she did. She explained what I needed to do to make a claim, the deductible, and that coverage was more than enough. Susan also said to call again if I had anymore questions. This was the first time I had to make a homeowners claim even though it’s my dad’s house, so I appreciated Susan understanding my situation.”
Tandranea from Westland
“She was nice, fast and when I got disconnected, she called me back.”
Zena Rouse from Redford
“Great fast service”
Sharon from Southfield
“Agent was very thorough!”
Gwendolyn from Southgate
“The person was very knowledgeable.”
Betty from Southfield
“Delivered Efficient, dependable and reliable services.”
Dawn from Detroit
“Al was superior in helping me. He made obtaining my homeowners insurance for the first time a breeze. I am recommending him to all my family and friends.”
Sharron
Tosha, was great! She is kind, patient and nice. She thoroughly explained my coverages and recommended ones she felt will benefit my need. This built trust!!!
Harold from Detroit
“The Agent is very knowledgeable about Insurance.”
Mary
Tosha took the time to answer my questions and help me find a plan that would fit me and explain the things I didn’t understand
Salena from Detroit
Satisfaction: 10/10
Likelihood to Refer: 10/10
“Cost!!!”
Erica
The price and she was very sincere and
knowledgeable about my insurance plan.
knowledgeable about my insurance plan.
Nina from Detroit
“Al Spearman was excellent to work with!”
Toya
Tosha Spearman was very knowledgeable and helpful. Overall was a pleasant customer service experience.
Eric
The price and she was very sincere and knowledgeable about my insurance plan.
Alex from Ossineke
“My agent was very professional and helpful but the premiums need improvement.”
Roosevelt
Our representative Tosha Spearman was wonderful. She worked with us to find the best insurance coverage at a price we could work with. She was very knowledgeable and caring and made our situation her own by helping us every step of the way to understand and purchase the homeowners policy. I would highly recommend her to anyone looking to purchase insurance. We will definitely come back to her for any of our insurance needs.”
ShyLenn
Great rates plus Al’s experience, patience and knowledge helped us find the right rates for our investments.
Sindy
All I can say is AWESOME.
Joy
Throughout the years that I’ve known Al as my insurance agent. I trust his knowledge, expertise and advise.
Dorothy
I really appreciate the service, and the quick attention I have received
Penny
Al was very knowledgeable, professional, easy to follow and have great deal of patience. Thanks
Calvin
I TRUST HIM
Debra
Very friendly and the agent went out the way to help me
Tammy
Alfonzo was very helpful and I was very satisfied. I loved how he will go above and beyond to make sure his customers are satisfied
Larry
The excellent face to face customer service is hands down the best, AL SPEARMAN
Victoria
I have worked with this agent for many years. He has always gone the extra mile to get good results, understanding and a feeling of respect from me and my son. Thanks much.
Terrence
Was very helpful..
Dorothy
I really appreciate the service, and the quick attention I have received.
David
He was very professional and thoughtful about my issues and concerns
Shirley
was very eager to help & and answer all my questions.”
Charlisa
Attention to details. Helped us decide which product was best financially without trying to sell us something we didn’t need”
– Charlisa
Timothy & Stephanie
Great service
Alfrida
Appreciate time spent and explication of needs”
Betty
All my questions were answered and explained in a timely manner.”
Margaret
Tosha was very friendly & informative. She made the experience very enlightening.”
Eric
My agent always makes me feel special I appreciate that”
Latanya
Tosha was very helpful.”
Roslyn
Very Nice professional help.”
Daymond
Exceptional customer service”
Christine
Tosha was very helpful and insightful. And very pleasant to work with.”
Krisandra
Quick response quick resolution
Darshell
I love a great customer service I’m very pleased
Reginald
Tosha Spearman was patient and kind in addition to being very knowledgeable and explained our policy options very thoroughly
Amir
It just made sense!
Devonne
Tosha was very cordial and had great insight on insurance. It was a pleasure working with her
Lakisha
Great customer service.
Mohsen
She knows how to explain policy role to customers.
Darrell
Tosha was extremely knowledgeable, kind, and patient in the entire process and it’s easy to see that she takes pride in doing her job to the best of her ability to help each and every client
Freddie
She’s well spoken very nicely person
Alexis
Very nice, she took her time to make sure she went over details and made sure I had a full understanding of what I was signing up for.”
Reginald
Love the bill affordable
Corey
Low price, and she was fast
Sandy
Very patient and prompt
Roosevelt
She took ownership of my issue and resolved it quickly. She was very kind and helpful.
Leon
Tosha Spearman has been wonderful to work with.
Geraldine
She explained everything to us in a great way for us to understand
Daymond
Agent was great
Damon
good customer service and knowledge
Lakisha
He helped me with my policy efficiently and with a great deal of professionalism.
Michael
Tosha Spearman was very knowledgeable and helpful with finding me the best rate! She was so pleasant to work with! I would recommend her to anyone of my friends and family
Debra from Westland
“The best service I ever had – excellent customer service – I’m recommending as many people as I can”
Mozella from Detroit
“Representative was extremely patient, helpful, knowledgeable, professional and pleasant.”
Herlotha from Redford
“The advice from the agent was very helpful and he had knowledge of my insurance needs”
Dathan from Detroit
“They did a great job”
Frankie from Detroit
“I like my agent he took the time to explain everything to me so that I understand what I was doing.”
Nichole from Detroit
“Excellent customer service”
Ronald from Inkster
“Outstanding Service.”
Delaino from Westland
“Price and service”
Karen from Detroit
“Great customer service”
Four of a Kind LLC
“Al was very informative about insurances. Would definitely recommend to any investors I know looking to get coverage.”
Patricia from Detroit
“Mr. Spearman took my situation and made it happen in a positive way for me after switching from AAA. I am glad he is my agent again.”
Shawn from Southfield
“Al was quick to respond and found a variety of options for us”
Tina from Detroit
“Great customer service.”
Bruce from Redford
“Al was very polite and professional and he went beyond to give all the information and all the help you can give you all in all Al was a great guy”
Chyna from Garden City
“Al was very professional and delivered the results I was expecting”
Harold from Detroit
“Price”
Louisa from Detroit
“My auto insurance premiums were cut by 50% and actually have an assigned agent.”
Jerome from Detroit
“Agent Alfonzo Spearman, yearly payment”
Jennie from Southfield
“He was very polite and helpful.”
George from Springfield, VA
“Al Spearman himself. He is very knowledgeable and knows this area very well. I will do business with him again in the near future”
Nathaniel from Redford
“Al Spearman is a great sales representative for the company.”
Sophia from Detroit
“The excellent service I received”
Shellie from Detroit
“Very polite very informative and every question she found the answer so thank you”
Kenneth from Ferndale
“Al Spearman was very professional, accessible and timely.”
Tonya from Redford
“Very professional and helpful.”
Anganette from Detroit
Satisfaction: 10/10 Likelihood to Refer: 9/10
“My agent, Mr. Spearman answered my questions, addressed my concerns. He was very helpful.”
Tonia from Detroit
“He was courteous, understood and listened to my needs. He made follow up calls. Great customer service.”
Charles from Detroit
“Alfonzo Spearman is an excellent agent, he was more than helpful in getting my insurance at a reasonable price. Alfonzo was able to explain insurance coverage which was understandable to the average person. If all agents possess these qualities, a rating of excellence is deserving.”
Roxanne from Detroit
“Agent is amazing”
Otis from Daytona Beach
“It was pleasure speaking with Tosha, it felt as if I’ve known her for years she’s very knowledgeable and very patient,”
MIchael from Hanover
“Al bent over backwards to find me the best policy for my needs. He was very patient with me, listened to me but yet was proactive enough to see challenges that might come my way, which, he did a excellent job of explaining. I am a very happy customer!”
Krystina from Romulus
“Al is a great agent. Very knowledgeable and professional.”
Michael from Wayne
“Al was very informative and gave me a ton of useful information for a first time home buyer. He made the entire process quick, easy and sufficient.”
Dana from Eastpointe
“Great customer service”
Leroy from Sterling Heights
“good sale man”
Thomas from Detroit
“Was very helpful and polite and customer service was excellent”
Dennis from River Rouge
“Mr. Spearman was courteous, knowledgeable, and patient with me throughout the process.”